Medicare covers an array of services and yes it pays for the uncovered details of Traditional Medicare and hence is referred to as Medicare supplement plans. The Medicare covers pregnancy and delivery also in certain situations. There are Medicare beneficiaries even for people lesser than the 65 years and they are the people qualifying owing to disability for Medicare supplement plans.
In case your loved one or you fall in the Medicare beneficiaries’ category and are at the age of child-bearing, you certainly may want to know ‘what Medicare does to cover child delivery and pregnancy cover’. Here, Medicare may cover necessary and reasonable skilled medical care right from the diagnosis starting condition through delivery, pregnancy events and after postnatal care ending.
If right now you are planning a pregnancy or are pregnant, there is a need for the doctor to offer prenatal care advice and also on proper care after child birth, ensuring safe delivery. However, ensure from your doctor about Medicare assignment or you will end up paying for health care services more money. The prenatal care includes scheduled regular visits to the doctor, vaccines namely seasonal flu shots, certain diseases screenings that may be harmful to your unborn child or you, and nutrition counseling.
What cover does Medicare offer during pregnancy and after child birth?
Mutual of Omaha Medicare Supplement Plan G may cover the medical services cost provided as per your doctor’s office or informed by your doctor and as outpatient setting or provided within a clinic. Once you meet the deductible of Part B Medicare, Medicare usually pays 80% of the prenatal and after birth costs of medical care. In fact, you will pay typically 20% amount of the Medicare approved for the services offered. Thus, Medicare does not offer any cover after delivery for your infant.
Part A Medicare may cover the hospital inpatient services. This includes your infant delivery and also the hospital stay. On meeting the deductible of Part A Medicare, it will pay the approved Medicare amount of 80% for hospital charges and you will be bearing only 20% typically of the approved Medicare amount. Medicare may help in paying for pregnancy-related care cost. The coverage of Medicare may extend in case you have miscarriage, thereby paying 80% of the cost Medicare-approved after annual deductible. The coverage of Medicare is offered even for abortions in specific circumstances when the pregnancy is due to rape or is a serious life threat to you to carry the child unborn to full term. However, Medicare offers no cover to elective abortions in case you choose to end pregnancy for reasons, unknown.